Insurance Companies Should Care About Motorcycle VIN Coding

Motorbikes provide a lot of freedom and joy for their riders. Motorcycle VIN Decoder Software can be dangerous so it is important to have insurance. Many riders search online for motorcycle insurance quotes. This is because they are able to get the best rates and convenience. There are many websites that offer these types of quotes. You need to be able to offer motorcycle insurance quotes that are different from other companies. has a vast database of information on over 350 million VIN records. includes data on the vast majority of cars in the U.S. The reports include motorcycle vin lookup data beginning in 1981, for all vehicles and trucks registered prior to the time of registration.

The decoding of motorcycle VINs can help you provide better quotes and accelerate the insurance underwriting process. This will give your customers and leads a better experience on your website.

How does a motorcycle VIN decoder work?

You simply ask someone to submit their VIN online when they visit your website to get a quote. After you have obtained the VIN, you can decode the back-end of the motorcycle using either a Motorcycle VIN Decoder Web service or a Motorcycle VIN File hosted locally. The VIN Decoder will give you the year, make and model as well as the trim. These details can be shown to the customer for verification. You can then provide an accurate quote for insurance that is tied to the vehicle identification number.

The Identification Number for a Motorcycle Vehicle Broken Down

American motorcycles have had 17-digit VIN codes since 1981. You can use both numeric and alpha characters. The VIN encodes vehicle identification information. Although the VIN is usually located on the frame of the motorcycle or the dash, the exact location may vary from one manufacturer to the next.

The vehicle identification number’s first three digits indicate the country of origin, manufacturer, as well as the make and model of the motorcycle. The VDS is the fourth through eighth digits. This is used by manufacturers to identify the make, engine, trim and model of the motorcycle. This section is different for each manufacturer. The ninth position, also known as the check number, is used in North America to verify the validity of the VIN. The tenth digit identifies the year of manufacture. The 11th identifies a manufacturing plant. The 12th through 17th are the motorcycle’s serial numbers.

Why is Motorcycle Insurance so Important?

You know that insurance quotes for motorcycles carry risk. Because of so many variables, accuracy can prove difficult. You would rely on the visitor to give accurate details if you were to quote a 2012 Harley Davidson.

  • Which model is it: Dyna Glide or Electra Glide? Road Glide or Sportster?
  • What is the trim package? What is the trim package? Street Bob, Wide Glide or Fat Bob? Switchback?
  • Is the VIN able to identify additional safety features such as ABS?

It is significant that the price of a 2012 Harley-Davidson Dyna Glide Street Bob versus a Fat Bob differs by enough to impact the quote. The MSRP of a Street Bob was $12,000. The MSRP of a Fat Bob was $16,349. This MSRP difference alone demonstrates why accuracy is so important when quoting.

A VIN Decoder decreases the chance of an incorrect valuation. You can be sure of the accuracy of the information that you get from a VIN. This will reduce the chances of an error by the insurance company, or the owner of the motorcycle, and also save time.